My name is Asia Bibi, wife of Mohammad Arif. Before becoming Farz Foundation’s client, I was daily wager of sewing clothes. I had already borrowed money from a microfinance organization but used it to meet my immediate needs. Then Farz Foundation approached me and trained me how to productively use the loan. I direly needed to be self-sufficient as my husband is mentally retarded and is also dependent upon me.

I have five children, one son and four daughters and was not even able to pay for their education. The eldest daughter got marriage, while the rest, depended upon me. The Farz Foundation conducted a community gathering where I was introduced to it. I told them about my needs. They offered the people productive assets to start or to upgrade their micro businesses. I asked for money but they told me they don’t deal with cash and they can give only productive assets etc as par their policy. I thought I had already mismanaged a previous loan and now I was convinced that asset based help can get me out of my crisis.

My name is Rubina wife of Ejaz Ahmed and I live in Chungee Amar Sidhu Lahore. My husband is earning only Rs 2, 000 as a driver in a factory.

I used to work at a beauty parlor as an assistant. I was making some money, but could not meet my expenses. We have three children and could not afford their education. I was taking loans without knowing how I would repay them. I had no idea how I could get rid of this vicious circle. One day my friend who was working at some other Parlor, told me about the Farz Foundation, which lends assets and gives business training to women so that they could be self-sufficient. I visited where there was a training session being held by the Farz Foundation. There I met Nomana sister, a trainer at Farz Foundation. I had a five-day course of business development. There we were taught that to be self-sustained and we need to start our own business. And we also need a business education to be successful.

My name is Munny .My father’s name is Ghafoor. My mother has died when I was child. We live in Roor Singh a little suburb of District Kasoor near Kot Ratha Kission a hundred kilometers away from Lahore. We are three sisters and one brother. My brother has fallen ill. We have a step mother with five children. Our father is a laborer. He works on a daily basis. Usually he remains to fail to get any job to do. Even after getting a few amounts or wages, he does not able to provide food to all his family. Our living was very hard only a few days before Even we were not able to get enough food to eat. Ms Rubeena of Farz foundation interviewed me by some reference. She started teaching me stitching. When I become trained, Farz foundation gave me a sewing machine and arranged a few clients for me. I started earning and saving money on the advice of Farz Foundation. Now life is not horrible as before. I am thankful to Farz foundation.